AI bookkeeping for freelancers, in plain words
One person, many clients, no finance team. Describe what you earned and spent, and JotWiz keeps proper books behind the scenes, including keeping business money apart from personal.
You are not an accountant, and you should not have to be
Traditional accounting software asks you to choose an account code before it will let you record a coffee. JotWiz asks you to describe your day. Type "client paid 60,000 into my bank" and the entry is made correctly, both sides of it.
Business money keeps mixing with personal money
Freelancers pay for work things from personal cards and pay themselves from business ones. Set up your accounts once, then say which one paid. Money you take for yourself is recorded as drawings, not an expense, so your profit is the real number.
Expenses pile up until you have forgotten what they were
Logging a cost takes one sentence, so you can do it the moment you pay rather than saving a pile of receipts for a weekend you will resent.
You are never sure who still owes you
Record invoices when you send them and payments when they arrive. Every client carries a running balance, so chasing late payers is a glance, not an archaeology project.
Tax time means rebuilding a year from bank statements
Your Profit and Loss, Balance Sheet, and ledgers are already there, built from the entries you made all year. Export to PDF or Excel for your accountant.
Your desk is wherever you are
JotWiz runs in the browser on your phone or laptop. Record the job on site, on the train, or between calls.
Three steps, no accounting vocabulary
Most freelancers are recording their first entry within a few minutes.
Tell JotWiz about your work
Your name for the business, what you do, and the accounts you use: bank, cash, wallet.
Write what happened
Invoices, payments received, subscriptions, equipment, travel, money you take for yourself.
Read your numbers
Profit, what clients owe you, what is in each account, and reports ready to export.
Freelance bookkeeping questions
The things solo workers ask us most.
How do I do bookkeeping as a freelancer without accounting software?
Write what happened in normal words. "Invoiced Sara 60,000 for the website" or "paid 2,400 for domain renewal" is enough. JotWiz turns each sentence into the correct double-entry record, so you get proper books without opening a single form or chart of accounts.
Can I keep business and personal spending separate?
Yes. You set up your own accounts, for example a business bank account, a personal card, and cash. When you record a payment you say which one it came from, and anything you pay yourself is recorded as drawings rather than a business expense, so your profit stays accurate.
What do I do when a client pays late?
Record the invoice when you send it and the payment when it lands. JotWiz keeps a running balance per client, so at any moment you can see who still owes you and how much.
Will my accountant be able to use it?
Yes. Behind the plain-language entries sit standard journal entries, a Profit and Loss, a Balance Sheet, and ledgers. Export to PDF or Excel and hand them over at tax time.
Does it work on a phone?
Yes. JotWiz runs in the browser on your phone, so you can log an expense right after you pay it instead of saving receipts for a weekend catch-up.
Your books, written the way you talk
Try the live demo on the home page, then start recording your own work.
More detail in features , or see how it works step by step.
JotWiz