For freelancers and solo workers

AI bookkeeping for freelancers, in plain words

One person, many clients, no finance team. Describe what you earned and spent, and JotWiz keeps proper books behind the scenes, including keeping business money apart from personal.

You are not an accountant, and you should not have to be

Traditional accounting software asks you to choose an account code before it will let you record a coffee. JotWiz asks you to describe your day. Type "client paid 60,000 into my bank" and the entry is made correctly, both sides of it.

You: invoiced Sara 60,000 for the website
JotWiz: Recorded. Sara now owes 60,000.

Business money keeps mixing with personal money

Freelancers pay for work things from personal cards and pay themselves from business ones. Set up your accounts once, then say which one paid. Money you take for yourself is recorded as drawings, not an expense, so your profit is the real number.

Paid 2,400 for domain renewal from HBL
Took 30,000 for myself: recorded as drawings

Expenses pile up until you have forgotten what they were

Logging a cost takes one sentence, so you can do it the moment you pay rather than saving a pile of receipts for a weekend you will resent.

Paid 1,500 for a stock photo licence
Paid 8,000 for co-working desk, March

You are never sure who still owes you

Record invoices when you send them and payments when they arrive. Every client carries a running balance, so chasing late payers is a glance, not an archaeology project.

Sara owes 60,000
Bilal owes 15,000, 30 days

Tax time means rebuilding a year from bank statements

Your Profit and Loss, Balance Sheet, and ledgers are already there, built from the entries you made all year. Export to PDF or Excel for your accountant.

Profit and Loss, this year
Export PDF, Export Excel

Your desk is wherever you are

JotWiz runs in the browser on your phone or laptop. Record the job on site, on the train, or between calls.

Works on phone and laptop
Nothing to install

Three steps, no accounting vocabulary

Most freelancers are recording their first entry within a few minutes.

Step 1

Tell JotWiz about your work

Your name for the business, what you do, and the accounts you use: bank, cash, wallet.

Step 2

Write what happened

Invoices, payments received, subscriptions, equipment, travel, money you take for yourself.

Step 3

Read your numbers

Profit, what clients owe you, what is in each account, and reports ready to export.

Freelance bookkeeping questions

The things solo workers ask us most.

How do I do bookkeeping as a freelancer without accounting software?

Write what happened in normal words. "Invoiced Sara 60,000 for the website" or "paid 2,400 for domain renewal" is enough. JotWiz turns each sentence into the correct double-entry record, so you get proper books without opening a single form or chart of accounts.

Can I keep business and personal spending separate?

Yes. You set up your own accounts, for example a business bank account, a personal card, and cash. When you record a payment you say which one it came from, and anything you pay yourself is recorded as drawings rather than a business expense, so your profit stays accurate.

What do I do when a client pays late?

Record the invoice when you send it and the payment when it lands. JotWiz keeps a running balance per client, so at any moment you can see who still owes you and how much.

Will my accountant be able to use it?

Yes. Behind the plain-language entries sit standard journal entries, a Profit and Loss, a Balance Sheet, and ledgers. Export to PDF or Excel and hand them over at tax time.

Does it work on a phone?

Yes. JotWiz runs in the browser on your phone, so you can log an expense right after you pay it instead of saving receipts for a weekend catch-up.

Your books, written the way you talk

Try the live demo on the home page, then start recording your own work.

More detail in features , or see how it works step by step.